Do You Need a Lawyer to Buy a House?

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Do You Need a Lawyer to Buy a House
In South Carolina you are required to have an attorney present at the closing of any real estate transaction. This ensures that while you are closing you are fully informed on every aspect, and cost of your purchase.

What does a Real Estate Attorney Handle during a Closing in South Carolina?

Real Estate attorneys are trained and experienced in handling the documents that are necessary in a property transaction. The most common documents handled by a lawyer include:

  • Purchase Agreements
  • Mortgage Documents
  • Title Documents
  • Transfer Documents

What is a Purchase Agreement?

A purchase agreement is a contract which spells out the agreed upon terms for the real estate transaction. It is a binding legal agreement that is also known as a real estate sales contract, home purchase agreement, real estate purchase contract, or a house purchase agreement.

Once all of the details of the purchase agreement are agreed upon, the buyer and seller will sign it showing their intent to engage in a home sales transaction. The signing of the agreement then places the home “Under Contract” until it is sold, or one party reconsiders.

What are Mortgage Documents?

A mortgage document, also known as a loan agreement, is a contract between a borrower (buyer) and a lender. Once signed, the contract gives the borrower access to the money needed to purchase the real estate property.

What is a Title Document?

The Title document is proof of ownership of the real estate property. During a real estate transaction a transfer of title must be completed to show new ownership, and is completed once funds are transferred to the seller from the buyer.

What is a Transfer Document?

A Transfer Document conveys legal ownership of a house to the buyer. This document literally transfers legal ownership of a property from one person to another. This is signed at the closing with a Real Estate Attorney present.

If you would like to learn more about the closing process of a real estate purchase, please contact our office to schedule an appointment with our experienced Real Estate Attorneys at Hite Law Firm!

Serving the Upstate of South Carolina for 40 Years
Offices located in Abbeville, SC and Greenville, SC


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